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Strengthening Credit Decisions with Efficient & Accurate Financial Health Assessments

On Demand  |  30 Minutes  

A critical component of measuring the credit risk of new commercial loans is a rigorous analysis of the borrower’s financial statements. This analysis is not only used to make the initial credit approval and structure the terms of the loan, but it is also used to monitor the ongoing credit quality of the borrower throughout the life of the loan. Traditional financial statement analysis is a manual, time-consuming, and subjective activity, but it doesn’t need to be.

In this webinar, you will learn how quantitative and objective data-driven models can provide:

  • Consistent evaluations of a company’s core efficiency and competitiveness over the next 2-3 years, leading to improved credit decisions
  • Accurate measures of a company’s resilience to short-term risk factors, reducing potential losses
  • Quick financial health assessments during credit underwriting, creating more time for you to focus on non-financial risks
  • Efficient ways to monitor the portfolio through visualizations of default risk using quadrant analysis

Watch the webinar.

Wednesday, May 16   |  30 Minutes  |  12:30 PM EST

A critical component of measuring the credit risk of new commercial loans is a rigorous analysis of the borrower’s financial statements. This analysis is not only used to make the initial credit approval and structure the terms of the loan, but it is also used to monitor the ongoing credit quality of the borrower throughout the life of the loan. Traditional financial statement analysis is a manual, time-consuming, and subjective activity, but it doesn’t need to be.

In this webinar, you will learn how quantitative and objective data-driven models can provide:

  • Consistent evaluations of a company’s core efficiency and competitiveness over the next 2-3 years, leading to improved credit decisions
  • Accurate measures of a company’s resilience to short-term risk factors, reducing potential losses
  • Quick financial health assessments during credit underwriting, creating more time for you to focus on non-financial risks
  • Efficient ways to monitor the portfolio through visualizations of default risk using quadrant analysis

Presented By:

Brad Saegesser

Brad Saegesser
Senior Account Executive

   

Brad works with financial institutions and captive finance organizations, globally, on the RapidRatings credit and portfolio management solutions team.  With over 25 years of experience, he was most recently a senior manager at Crowe Horwath, LLP where he worked with financial institutions to implement credit portfolio risk management solutions. Previous roles include enterprise credit risk specialist at Moody’s Analytics, and director of product management and strategy at DiCom Software.

Brad has an MBA in Accounting Information Systems and a BA in Accounting, both from Michigan State University.  He is a Certified Public Accountant (CPA) and a Chartered Global Management Accountant (CGMA).